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Complete Guide to eBay Managed Payments (2025)
Everything sellers need to know about fees, setup, payout timelines, and best practices to keep cash flow stable.
Payment processing decides how fast you get paid and how protected you are. eBay managed payments (via Adyen) centralizes payouts, disputes, and buyer methods so you can sell with less friction.
What are eBay Managed Payments?
eBay now processes payments directly through Adyen (used by Uber and Spotify). This replaces PayPal as the core processor and gives eBay end-to-end control over checkout and payouts.
Buyers can pay with cards, wallets, or PayPal while you manage everything from one payouts dashboard.
Key Benefits for Sellers
1. Enhanced Payment Options
- Cards: Visa, Mastercard, American Express
- Wallets: Apple Pay, Google Pay
- PayPal and PayPal Credit
- Gift cards and local methods
2. Better Buyer Experience
- Simplified, mobile-friendly checkout
- Stored payment methods for repeat buyers
- Lower cart abandonment
3. Operational Control
- Centralized reports and payouts
- Automated payout scheduling
- Integrated refunds and disputes
Understanding the Fee Structure
Typical managed payments fees in 2025:
- No Store/Starter Store: 12.35% + $0.30 per order
- Basic/Premium/Enterprise Store: 11.5% + $0.30 per order
- Category-specific rates may vary
- Final Value Fees include payment processing
Getting Started with Managed Payments
- Verify your business information
- Complete identity verification
- Link your bank account
- Set payout preferences
- Accept the terms
Managing Payments Effectively
- Payments typically process within 2 business days
- Scheduled payouts to your bank
- Available funds can pay shipping labels
Potential Challenges and Solutions
- Plan cash flow for payout timelines
- Monitor and communicate around delays
- Know category restrictions and alternatives
- Document evidence for disputes
Best Practices for Success
- Monitor the payments dashboard frequently
- Use automatic payouts for predictability
- Keep accurate records for reconciliation
- Review fee structures per category
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